Mortgage payment estimates, closing cost breakdowns, and homebuying data for Laconia, New Hampshire.
Pre-filled with Laconia median home price and New Hampshire tax/insurance rates. Adjust for your property.
Estimated closing costs based on New Hampshire rates and fees applied to Laconia prices.
The median home price in Laconia is $345,000, 20% below the New Hampshire state median of $430,000. With a population of 17,218, Laconia is a smaller market where home prices tend to be more accessible than in many parts of New Hampshire.
Property taxes in New Hampshire average 2.09% annually. This higher-than-average tax rate means a $345,000 home in Laconia would carry roughly $601/month in property taxes alone — plan accordingly. Homeowners insurance in New Hampshire runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Laconia is $1,420/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Laconia presents moderate affordability. The $345K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.