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Mortgage Calculator &
Closing Costs: Claremont, NH

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Claremont, New Hampshire.

Median Home Price
$245K
Population
13K
Avg Monthly Rent
$1,120
Property Tax Rate
2.09%
Claremont vs New Hampshire Median
The median home price in Claremont is $245,000, which is 43% below the New Hampshire state median of $430,000.

Mortgage Calculator — Claremont, NH

Pre-filled with Claremont median home price and New Hampshire tax/insurance rates. Adjust for your property.

$
$49,000
%
%
years
NH avg
%
$
Monthly Payment (PITI)
$1,783
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,239
per month
Taxes & Insurance
$544
per month
Total Interest Paid
$250K
over 30 years
Total Loan Cost
$446K
all payments
Payment Breakdown
Loan Amount$196,000
Principal & Interest$1,239
Property Taxes$427
Homeowners Insurance$117
Total Monthly PITI$1,783

Closing Costs — Claremont, NH

Estimated closing costs based on New Hampshire rates and fees applied to Claremont prices.

$
%
New Hampshire: Avg closing costs 1.6% of price. Transfer tax: 1.5%.
Estimated Closing Costs
$13,322
5.4% of purchase price
Lender Fees
$2,189
origination, underwriting
Third-Party
$2,675
appraisal, title, inspection
Government Fees
$3,675
transfer taxes, recording
Prepaids + Escrow
$4,783
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,764
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,525
Recording Fee$150
Transfer Tax$3,675
Prepaid Taxes (3 mo)$1,280
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$589
Escrow Reserves$1,513
Total Closing Costs$13,322

Buying a Home in Claremont, New Hampshire

The median home price in Claremont is $245,000, 43% below the New Hampshire state median of $430,000. With a population of 13,004, Claremont is a smaller market where home prices tend to be more accessible than in many parts of New Hampshire.

Property taxes in New Hampshire average 2.09% annually. This higher-than-average tax rate means a $245,000 home in Claremont would carry roughly $427/month in property taxes alone — plan accordingly. Homeowners insurance in New Hampshire runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Claremont is $1,120/month. The price-to-rent ratio in Claremont is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Claremont offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with New Hampshire's NHHFA Home Flex Plus program.

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