Mortgage payment estimates, closing cost breakdowns, and homebuying data for Berlin, New Hampshire.
Pre-filled with Berlin median home price and New Hampshire tax/insurance rates. Adjust for your property.
Estimated closing costs based on New Hampshire rates and fees applied to Berlin prices.
The median home price in Berlin is $165,000, 62% below the New Hampshire state median of $430,000. With a population of 10,051, Berlin is a smaller market where home prices tend to be more accessible than in many parts of New Hampshire.
Property taxes in New Hampshire average 2.09% annually. This higher-than-average tax rate means a $165,000 home in Berlin would carry roughly $287/month in property taxes alone — plan accordingly. Homeowners insurance in New Hampshire runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Berlin is $850/month. The price-to-rent ratio in Berlin is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Berlin offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with New Hampshire's NHHFA Home Flex Plus program.