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Mortgage Calculator &
Closing Costs: North Las Vegas, NV

Mortgage payment estimates, closing cost breakdowns, and homebuying data for North Las Vegas, Nevada.

Median Home Price
$385K
Population
263K
Avg Monthly Rent
$1,450
Property Tax Rate
0.53%
North Las Vegas vs Nevada Median
The median home price in North Las Vegas is $385,000, which is 9% below the Nevada state median of $425,000.

Mortgage Calculator — North Las Vegas, NV

Pre-filled with North Las Vegas median home price and Nevada tax/insurance rates. Adjust for your property.

$
$77,000
%
%
years
NV avg
%
$
Monthly Payment (PITI)
$2,259
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,947
per month
Taxes & Insurance
$312
per month
Total Interest Paid
$393K
over 30 years
Total Loan Cost
$701K
all payments
Payment Breakdown
Loan Amount$308,000
Principal & Interest$1,947
Property Taxes$170
Homeowners Insurance$142
Total Monthly PITI$2,259

Closing Costs — North Las Vegas, NV

Estimated closing costs based on Nevada rates and fees applied to North Las Vegas prices.

$
%
Nevada: Avg closing costs 1.5% of price. Transfer tax: 0.52%.
Estimated Closing Costs
$12,503
3.2% of purchase price
Lender Fees
$3,197
origination, underwriting
Third-Party
$3,375
appraisal, title, inspection
Government Fees
$2,002
transfer taxes, recording
Prepaids + Escrow
$3,929
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,772
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,225
Recording Fee$150
Transfer Tax$2,002
Prepaid Taxes (3 mo)$510
Prepaid Insurance (12 mo)$1,700
Prepaid Interest (15 days)$926
Escrow Reserves$793
Total Closing Costs$12,503

Buying a Home in North Las Vegas, Nevada

The median home price in North Las Vegas is $385,000, 9% below the Nevada state median of $425,000. With a population of 262,527, North Las Vegas is a mid-size city where home prices tend to be more accessible than in many parts of Nevada.

Property taxes in Nevada average 0.53% annually. This low property tax rate is a significant advantage for North Las Vegas buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Nevada runs approximately $1,700 per year. This is within the normal range nationally.

Average rent in North Las Vegas is $1,450/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

North Las Vegas presents moderate affordability. The $385K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in North Las Vegas.
Rent vs Buy Calculator →
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