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Mortgage Calculator &
Closing Costs: Bellevue, NE

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bellevue, Nebraska.

Median Home Price
$285K
Population
64K
Avg Monthly Rent
$1,220
Property Tax Rate
1.73%
Bellevue vs Nebraska Median
The median home price in Bellevue is $285,000, which is 16% above the Nebraska state median of $245,000.

Mortgage Calculator — Bellevue, NE

Pre-filled with Bellevue median home price and Nebraska tax/insurance rates. Adjust for your property.

$
$57,000
%
%
years
NE avg
%
$
Monthly Payment (PITI)
$2,085
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,441
per month
Taxes & Insurance
$644
per month
Total Interest Paid
$291K
over 30 years
Total Loan Cost
$519K
all payments
Payment Breakdown
Loan Amount$228,000
Principal & Interest$1,441
Property Taxes$411
Homeowners Insurance$233
Total Monthly PITI$2,085

Closing Costs — Bellevue, NE

Estimated closing costs based on Nebraska rates and fees applied to Bellevue prices.

$
%
Nebraska: Avg closing costs 1.3% of price. Transfer tax: 0.23%.
Estimated Closing Costs
$12,425
4.4% of purchase price
Lender Fees
$2,477
origination, underwriting
Third-Party
$2,875
appraisal, title, inspection
Government Fees
$656
transfer taxes, recording
Prepaids + Escrow
$6,417
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,052
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,725
Recording Fee$150
Transfer Tax$656
Prepaid Taxes (3 mo)$1,233
Prepaid Insurance (12 mo)$2,800
Prepaid Interest (15 days)$685
Escrow Reserves$1,699
Total Closing Costs$12,425

Buying a Home in Bellevue, Nebraska

The median home price in Bellevue is $285,000, 16% above the Nebraska state median of $245,000. With a population of 64,176, Bellevue is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Nebraska average 1.73% annually. This higher-than-average tax rate means a $285,000 home in Bellevue would carry roughly $411/month in property taxes alone — plan accordingly. Homeowners insurance in Nebraska runs approximately $2,800 per year. This is within the normal range nationally.

Average rent in Bellevue is $1,220/month. The price-to-rent ratio in Bellevue is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Bellevue presents moderate affordability. The $285K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Bellevue.
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