Mortgage payment estimates, closing cost breakdowns, and homebuying data for Kirksville, Missouri.
Pre-filled with Kirksville median home price and Missouri tax/insurance rates. Adjust for your property.
Estimated closing costs based on Missouri rates and fees applied to Kirksville prices.
The median home price in Kirksville is $145,000, 38% below the Missouri state median of $235,000. With a population of 17,862, Kirksville is a smaller market where home prices tend to be more accessible than in many parts of Missouri.
Property taxes in Missouri average 0.97% annually. This moderate property tax rate means a $145,000 home in Kirksville would carry roughly $117/month in property taxes. Homeowners insurance in Missouri runs approximately $2,200 per year. This is within the normal range nationally.
Average rent in Kirksville is $720/month. The price-to-rent ratio in Kirksville is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Kirksville offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Missouri's MHDC First Place Loan program.