Mortgage payment estimates, closing cost breakdowns, and homebuying data for Jefferson City, Missouri.
Pre-filled with Jefferson City median home price and Missouri tax/insurance rates. Adjust for your property.
Estimated closing costs based on Missouri rates and fees applied to Jefferson City prices.
The median home price in Jefferson City is $185,000, 21% below the Missouri state median of $235,000. With a population of 43,330, Jefferson City is a smaller market where home prices tend to be more accessible than in many parts of Missouri.
Property taxes in Missouri average 0.97% annually. This moderate property tax rate means a $185,000 home in Jefferson City would carry roughly $150/month in property taxes. Homeowners insurance in Missouri runs approximately $2,200 per year. This is within the normal range nationally.
Average rent in Jefferson City is $920/month. The price-to-rent ratio in Jefferson City is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Jefferson City offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Missouri's MHDC First Place Loan program.