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Mortgage Calculator &
Closing Costs: Easton, MD

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Easton, Maryland.

Median Home Price
$375K
Population
17K
Avg Monthly Rent
$1,420
Property Tax Rate
1.09%
Easton vs Maryland Median
The median home price in Easton is $375,000, which is 11% below the Maryland state median of $420,000.

Mortgage Calculator — Easton, MD

Pre-filled with Easton median home price and Maryland tax/insurance rates. Adjust for your property.

$
$75,000
%
%
years
MD avg
%
$
Monthly Payment (PITI)
$2,379
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$1,896
per month
Taxes & Insurance
$483
per month
Total Interest Paid
$383K
over 30 years
Total Loan Cost
$683K
all payments
Payment Breakdown
Loan Amount$300,000
Principal & Interest$1,896
Property Taxes$341
Homeowners Insurance$142
Total Monthly PITI$2,379

Closing Costs — Easton, MD

Estimated closing costs based on Maryland rates and fees applied to Easton prices.

$
%
Maryland: Avg closing costs 2.5% of price. Transfer tax: 1.5%.
Estimated Closing Costs
$17,004
4.5% of purchase price
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Lender Fees
$3,125
origination, underwriting
Third-Party
$3,325
appraisal, title, inspection
Government Fees
$5,625
transfer taxes, recording
Prepaids + Escrow
$4,929
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,700
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,175
Recording Fee$150
Transfer Tax$5,625
Prepaid Taxes (3 mo)$1,022
Prepaid Insurance (12 mo)$1,700
Prepaid Interest (15 days)$902
Escrow Reserves$1,305
Total Closing Costs$17,004

Buying a Home in Easton, Maryland

The median home price in Easton is $375,000, 11% below the Maryland state median of $420,000. With a population of 16,871, Easton is a smaller market where home prices tend to be more accessible than in many parts of Maryland.

Property taxes in Maryland average 1.09% annually. This moderate property tax rate means a $375,000 home in Easton would carry roughly $341/month in property taxes. Homeowners insurance in Maryland runs approximately $1,700 per year. This is within the normal range nationally.

Average rent in Easton is $1,420/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Easton presents moderate affordability. The $375K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

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Compare total costs of renting vs buying in Easton.
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