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Mortgage Calculator &
Closing Costs: Brunswick, ME

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Brunswick, Maine.

Median Home Price
$385K
Population
22K
Avg Monthly Rent
$1,520
Property Tax Rate
1.3%
Brunswick vs Maine Median
The median home price in Brunswick is $385,000, which is 10% above the Maine state median of $350,000.

Mortgage Calculator — Brunswick, ME

Pre-filled with Brunswick median home price and Maine tax/insurance rates. Adjust for your property.

$
$77,000
%
%
years
ME avg
%
$
Monthly Payment (PITI)
$2,472
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,947
per month
Taxes & Insurance
$525
per month
Total Interest Paid
$393K
over 30 years
Total Loan Cost
$701K
all payments
Payment Breakdown
Loan Amount$308,000
Principal & Interest$1,947
Property Taxes$417
Homeowners Insurance$108
Total Monthly PITI$2,472

Closing Costs — Brunswick, ME

Estimated closing costs based on Maine rates and fees applied to Brunswick prices.

$
%
Maine: Avg closing costs 1.5% of price. Transfer tax: 0.44%.
Estimated Closing Costs
$13,211
3.4% of purchase price
Lender Fees
$3,197
origination, underwriting
Third-Party
$3,375
appraisal, title, inspection
Government Fees
$1,694
transfer taxes, recording
Prepaids + Escrow
$4,945
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,772
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,225
Recording Fee$150
Transfer Tax$1,694
Prepaid Taxes (3 mo)$1,251
Prepaid Insurance (12 mo)$1,300
Prepaid Interest (15 days)$926
Escrow Reserves$1,468
Total Closing Costs$13,211

Buying a Home in Brunswick, Maine

The median home price in Brunswick is $385,000, 10% above the Maine state median of $350,000. With a population of 21,756, Brunswick is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Maine average 1.3% annually. This moderate property tax rate means a $385,000 home in Brunswick would carry roughly $417/month in property taxes. Homeowners insurance in Maine runs approximately $1,300 per year. This is within the normal range nationally.

Average rent in Brunswick is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Brunswick presents moderate affordability. The $385K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Brunswick.
Rent vs Buy Calculator →
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