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Mortgage Calculator &
Closing Costs: Bossier City, LA

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bossier City, Louisiana.

Median Home Price
$195K
Population
68K
Avg Monthly Rent
$980
Property Tax Rate
0.55%
Bossier City vs Louisiana Median
The median home price in Bossier City is $195,000, which is roughly in line with the Louisiana state median of $195,000.

Mortgage Calculator — Bossier City, LA

Pre-filled with Bossier City median home price and Louisiana tax/insurance rates. Adjust for your property.

$
$39,000
%
%
years
LA avg
%
$
Monthly Payment (PITI)
$1,367
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$986
per month
Taxes & Insurance
$381
per month
Total Interest Paid
$199K
over 30 years
Total Loan Cost
$355K
all payments
Payment Breakdown
Loan Amount$156,000
Principal & Interest$986
Property Taxes$89
Homeowners Insurance$292
Total Monthly PITI$1,367

Closing Costs — Bossier City, LA

Estimated closing costs based on Louisiana rates and fees applied to Bossier City prices.

$
%
Louisiana: Avg closing costs 1.6% of price. Transfer tax: 0%.
Estimated Closing Costs
$9,342
4.8% of purchase price
Lender Fees
$1,829
origination, underwriting
Third-Party
$2,425
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$5,088
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,404
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,275
Recording Fee$150
Prepaid Taxes (3 mo)$268
Prepaid Insurance (12 mo)$3,500
Prepaid Interest (15 days)$469
Escrow Reserves$851
Total Closing Costs$9,342

Buying a Home in Bossier City, Louisiana

The median home price in Bossier City is $195,000, roughly in line with the Louisiana state median of $195,000. With a population of 68,159, Bossier City is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Louisiana average 0.55% annually. This low property tax rate is a significant advantage for Bossier City buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Louisiana runs approximately $3,500 per year. Insurance costs are notably high — factor this into your monthly budget.

Average rent in Bossier City is $980/month. The price-to-rent ratio in Bossier City is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Bossier City offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Louisiana's LHC Resilience Soft Second program.

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