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Louisiana Affordability Calculator

Find out how much house you can afford in Louisiana, where the median home price is $195K and the average property tax rate is 0.55%.

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You Can Afford
$293KStretching
Based on 28/36 rule with your income and debts
Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985

Louisiana Housing at a Glance

Median Home Price
$195K
Louisiana statewide
Property Tax Rate
0.55%
$89/mo on median
Avg Closing Costs
$3K
1.6% of purchase price
Homeowners Insurance
$3,500/yr
$292/mo
Louisiana First-Time Buyer Program
LHC Resilience Soft Second
Down payment assistance: Up to $55,000 forgivable
← All Louisiana mortgage info

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