Kentucky Mortgage Calculator
Estimate your monthly mortgage payment in Kentucky based on the state median home price of $210K, a 0.83% property tax rate, and $2K/year homeowners insurance.
$42,000
KY avg
Principal & Interest
$1,062
per month
Taxes & Insurance
$345
per month
Total Interest Paid
$214K
over 30 years
Total Loan Cost
$382K
all payments
Payment Breakdown
Loan Amount$168,000
Principal & Interest$1,062
Property Taxes$145
Homeowners Insurance$200
Total Monthly PITI$1,407
Kentucky Housing at a Glance
Median Home Price
$210K
Kentucky statewide
Property Tax Rate
0.83%
$145/mo on median
Avg Closing Costs
$3K
1.4% of purchase price
Homeowners Insurance
$2,400/yr
$200/mo
Kentucky First-Time Buyer Program
KHC Regular DAP
Down payment assistance: Up to $6,000 repayable loan