Mortgage payment estimates, closing cost breakdowns, and homebuying data for Elizabethtown, Kentucky.
Pre-filled with Elizabethtown median home price and Kentucky tax/insurance rates. Adjust for your property.
Estimated closing costs based on Kentucky rates and fees applied to Elizabethtown prices.
The median home price in Elizabethtown is $215,000, roughly in line with the Kentucky state median of $210,000. With a population of 30,736, Elizabethtown is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Kentucky average 0.83% annually. This moderate property tax rate means a $215,000 home in Elizabethtown would carry roughly $149/month in property taxes. Homeowners insurance in Kentucky runs approximately $2,400 per year. This is within the normal range nationally.
Average rent in Elizabethtown is $980/month. The price-to-rent ratio in Elizabethtown is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Elizabethtown offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Kentucky's KHC Regular DAP program.