Mortgage payment estimates, closing cost breakdowns, and homebuying data for West Des Moines, Iowa.
Pre-filled with West Des Moines median home price and Iowa tax/insurance rates. Adjust for your property.
Estimated closing costs based on Iowa rates and fees applied to West Des Moines prices.
The median home price in West Des Moines is $295,000, 40% above the Iowa state median of $210,000. With a population of 68,723, West Des Moines is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Iowa average 1.52% annually. This higher-than-average tax rate means a $295,000 home in West Des Moines would carry roughly $374/month in property taxes alone — plan accordingly. Homeowners insurance in Iowa runs approximately $1,800 per year. This is within the normal range nationally.
Average rent in West Des Moines is $1,250/month. The price-to-rent ratio in West Des Moines is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
West Des Moines presents moderate affordability. The $295K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.