M
MortgageMath
Free mortgage calculators for every state

Iowa Mortgage Calculator

Estimate your monthly mortgage payment in Iowa based on the state median home price of $210K, a 1.52% property tax rate, and $2K/year homeowners insurance.

$
$42,000
%
%
years
IA avg
%
$
Monthly Payment (PITI)
$1,478
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,062
per month
Taxes & Insurance
$416
per month
Total Interest Paid
$214K
over 30 years
Total Loan Cost
$382K
all payments
Payment Breakdown
Loan Amount$168,000
Principal & Interest$1,062
Property Taxes$266
Homeowners Insurance$150
Total Monthly PITI$1,478

Iowa Housing at a Glance

Median Home Price
$210K
Iowa statewide
Property Tax Rate
1.52%
$266/mo on median
Avg Closing Costs
$2K
1.0% of purchase price
Homeowners Insurance
$1,800/yr
$150/mo
Iowa First-Time Buyer Program
IFA FirstHome
Down payment assistance: $2,500 grant
← All Iowa mortgage info

More Iowa Calculators

Closing Costs Calculator
Iowa-specific
Affordability Calculator
Iowa-specific
Rent vs Buy Calculator
Iowa-specific
The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.