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Process

Closing

The final step of a real estate transaction where ownership of the property is officially transferred from seller to buyer. At closing, you sign all loan documents, pay your closing costs and down payment, and receive the keys to your new home. Closing typically takes place at a title company or attorney's office and usually happens 30 to 60 days after your offer is accepted.

Why It Matters

Closing is one of the steps you will encounter on the path from house hunting to holding the keys. Knowing what to expect at each stage reduces stress and helps you make better decisions under time pressure.

Stay organized and communicate proactively with your real estate agent, lender, and other professionals involved in closing. Delays and misunderstandings at any step can push back your closing date or cost you money.

Related Terms

Closing CostsClosing DisclosureSettlementTitle

Tools That Use This Concept

MMortgage Payment CalculatorMAffordability CalculatorMClosing Costs Guide
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