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Mortgage Calculator &
Closing Costs: Statesboro, GA

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Statesboro, Georgia.

Median Home Price
$205K
Population
34K
Avg Monthly Rent
$980
Property Tax Rate
0.92%
Statesboro vs Georgia Median
The median home price in Statesboro is $205,000, which is 40% below the Georgia state median of $340,000.

Mortgage Calculator — Statesboro, GA

Pre-filled with Statesboro median home price and Georgia tax/insurance rates. Adjust for your property.

$
$41,000
%
%
years
GA avg
%
$
Monthly Payment (PITI)
$1,377
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$1,037
per month
Taxes & Insurance
$340
per month
Total Interest Paid
$209K
over 30 years
Total Loan Cost
$373K
all payments
Payment Breakdown
Loan Amount$164,000
Principal & Interest$1,037
Property Taxes$157
Homeowners Insurance$183
Total Monthly PITI$1,377

Closing Costs — Statesboro, GA

Estimated closing costs based on Georgia rates and fees applied to Statesboro prices.

$
%
Georgia: Avg closing costs 1.5% of price. Transfer tax: 0.1%.
Estimated Closing Costs
$8,584
4.2% of purchase price
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Lender Fees
$1,901
origination, underwriting
Third-Party
$2,475
appraisal, title, inspection
Government Fees
$205
transfer taxes, recording
Prepaids + Escrow
$4,003
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,476
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,325
Recording Fee$150
Transfer Tax$205
Prepaid Taxes (3 mo)$472
Prepaid Insurance (12 mo)$2,200
Prepaid Interest (15 days)$493
Escrow Reserves$838
Total Closing Costs$8,584

Buying a Home in Statesboro, Georgia

The median home price in Statesboro is $205,000, 40% below the Georgia state median of $340,000. With a population of 33,670, Statesboro is a smaller market where home prices tend to be more accessible than in many parts of Georgia.

Property taxes in Georgia average 0.92% annually. This moderate property tax rate means a $205,000 home in Statesboro would carry roughly $157/month in property taxes. Homeowners insurance in Georgia runs approximately $2,200 per year. This is within the normal range nationally.

Average rent in Statesboro is $980/month. The price-to-rent ratio in Statesboro is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Statesboro offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Georgia's Georgia Dream Homeownership program.

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