Mortgage payment estimates, closing cost breakdowns, and homebuying data for Macon, Georgia.
Pre-filled with Macon median home price and Georgia tax/insurance rates. Adjust for your property.
Estimated closing costs based on Georgia rates and fees applied to Macon prices.
The median home price in Macon is $165,000, 51% below the Georgia state median of $340,000. With a population of 157,346, Macon is a mid-size city where home prices tend to be more accessible than in many parts of Georgia.
Property taxes in Georgia average 0.92% annually. This moderate property tax rate means a $165,000 home in Macon would carry roughly $127/month in property taxes. Homeowners insurance in Georgia runs approximately $2,200 per year. This is within the normal range nationally.
Average rent in Macon is $950/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Macon over the long term.
Macon offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Georgia's Georgia Dream Homeownership program.