Florida Mortgage Calculator
Estimate your monthly mortgage payment in Florida based on the state median home price of $395K, a 0.86% property tax rate, and $4K/year homeowners insurance.
$79,000
FL avg
Principal & Interest
$1,997
per month
Taxes & Insurance
$633
per month
Total Interest Paid
$403K
over 30 years
Total Loan Cost
$719K
all payments
Payment Breakdown
Loan Amount$316,000
Principal & Interest$1,997
Property Taxes$283
Homeowners Insurance$350
Total Monthly PITI$2,630
Florida Housing at a Glance
Median Home Price
$395K
Florida statewide
Property Tax Rate
0.86%
$283/mo on median
Avg Closing Costs
$7K
1.8% of purchase price
Homeowners Insurance
$4,200/yr
$350/mo
Florida First-Time Buyer Program
Florida Hometown Heroes
Down payment assistance: Up to 5% as 0% deferred loan