Mortgage payment estimates, closing cost breakdowns, and homebuying data for Seaford, Delaware.
Pre-filled with Seaford median home price and Delaware tax/insurance rates. Adjust for your property.
Estimated closing costs based on Delaware rates and fees applied to Seaford prices.
The median home price in Seaford is $235,000, 34% below the Delaware state median of $355,000. With a population of 8,256, Seaford is a smaller market where home prices tend to be more accessible than in many parts of Delaware.
Property taxes in Delaware average 0.56% annually. This low property tax rate is a significant advantage for Seaford buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Delaware runs approximately $1,300 per year. This is within the normal range nationally.
Average rent in Seaford is $1,080/month. The price-to-rent ratio in Seaford is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Seaford offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Delaware's DSHA Homeownership Loan program.