M
MortgageMath
Free mortgage calculators for every state

Mortgage Calculator &
Closing Costs: Harrington, DE

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Harrington, Delaware.

Median Home Price
$245K
Population
4K
Avg Monthly Rent
$1,120
Property Tax Rate
0.56%
Harrington vs Delaware Median
The median home price in Harrington is $245,000, which is 31% below the Delaware state median of $355,000.

Mortgage Calculator — Harrington, DE

Pre-filled with Harrington median home price and Delaware tax/insurance rates. Adjust for your property.

$
$49,000
%
%
years
DE avg
%
$
Monthly Payment (PITI)
$1,461
Principal + Interest + Tax + Insurance + PMI
Share:TwitterFacebook
Principal & Interest
$1,239
per month
Taxes & Insurance
$222
per month
Total Interest Paid
$250K
over 30 years
Total Loan Cost
$446K
all payments
Payment Breakdown
Loan Amount$196,000
Principal & Interest$1,239
Property Taxes$114
Homeowners Insurance$108
Total Monthly PITI$1,461

Closing Costs — Harrington, DE

Estimated closing costs based on Delaware rates and fees applied to Harrington prices.

$
%
Delaware: Avg closing costs 3.3% of price. Transfer tax: 4%.
Estimated Closing Costs
$17,456
7.1% of purchase price
Share:TwitterFacebook
Lender Fees
$2,189
origination, underwriting
Third-Party
$2,675
appraisal, title, inspection
Government Fees
$9,800
transfer taxes, recording
Prepaids + Escrow
$2,792
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,764
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,525
Recording Fee$150
Transfer Tax$9,800
Prepaid Taxes (3 mo)$343
Prepaid Insurance (12 mo)$1,300
Prepaid Interest (15 days)$589
Escrow Reserves$560
Total Closing Costs$17,456

Buying a Home in Harrington, Delaware

The median home price in Harrington is $245,000, 31% below the Delaware state median of $355,000. With a population of 3,793, Harrington is a smaller market where home prices tend to be more accessible than in many parts of Delaware.

Property taxes in Delaware average 0.56% annually. This low property tax rate is a significant advantage for Harrington buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Delaware runs approximately $1,300 per year. This is within the normal range nationally.

Average rent in Harrington is $1,120/month. The price-to-rent ratio in Harrington is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Harrington offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Delaware's DSHA Homeownership Loan program.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Harrington.
Rent vs Buy Calculator →
Explore all of Delaware: Delaware Mortgage Calculator & Closing Costs →

More Cities in Delaware

Related Guides

The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.