Delaware Closing Costs Calculator
Estimate closing costs for buying a home in Delaware. Average closing costs run 3.3% of the purchase price (about $12K on the median home).
Delaware: Avg closing costs 3.3% of price. Transfer tax: 4%.
Lender Fees
$2,981
origination, underwriting
Third-Party
$3,225
appraisal, title, inspection
Government Fees
$14,200
transfer taxes, recording
Prepaids + Escrow
$3,364
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,556
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,075
Recording Fee$150
Transfer Tax$14,200
Prepaid Taxes (3 mo)$497
Prepaid Insurance (12 mo)$1,300
Prepaid Interest (15 days)$853
Escrow Reserves$714
Total Closing Costs$23,770
Delaware Housing at a Glance
Median Home Price
$355K
Delaware statewide
Property Tax Rate
0.56%
$166/mo on median
Avg Closing Costs
$12K
3.3% of purchase price
Homeowners Insurance
$1,300/yr
$108/mo
Delaware First-Time Buyer Program
DSHA Homeownership Loan
Down payment assistance: Up to 5% Preferred Plus