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Mortgage Calculator &
Closing Costs: Norwalk, CT

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Norwalk, Connecticut.

Median Home Price
$575K
Population
91K
Avg Monthly Rent
$2,180
Property Tax Rate
2.15%
Norwalk vs Connecticut Median
The median home price in Norwalk is $575,000, which is 42% above the Connecticut state median of $405,000.

Mortgage Calculator — Norwalk, CT

Pre-filled with Norwalk median home price and Connecticut tax/insurance rates. Adjust for your property.

$
$115,000
%
%
years
CT avg
%
$
Monthly Payment (PITI)
$4,113
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,908
per month
Taxes & Insurance
$1,205
per month
Total Interest Paid
$587K
over 30 years
Total Loan Cost
$1.0M
all payments
Payment Breakdown
Loan Amount$460,000
Principal & Interest$2,908
Property Taxes$1,030
Homeowners Insurance$175
Total Monthly PITI$4,113

Closing Costs — Norwalk, CT

Estimated closing costs based on Connecticut rates and fees applied to Norwalk prices.

$
%
Connecticut: Avg closing costs 2.1% of price. Transfer tax: 1.25%.
Estimated Closing Costs
$26,091
4.5% of purchase price
Lender Fees
$4,565
origination, underwriting
Third-Party
$4,325
appraisal, title, inspection
Government Fees
$7,188
transfer taxes, recording
Prepaids + Escrow
$10,014
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$4,140
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$3,175
Recording Fee$150
Transfer Tax$7,188
Prepaid Taxes (3 mo)$3,091
Prepaid Insurance (12 mo)$2,100
Prepaid Interest (15 days)$1,382
Escrow Reserves$3,441
Total Closing Costs$26,091

Buying a Home in Norwalk, Connecticut

The median home price in Norwalk is $575,000, 42% above the Connecticut state median of $405,000. With a population of 91,184, Norwalk is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Connecticut average 2.15% annually. This higher-than-average tax rate means a $575,000 home in Norwalk would carry roughly $1,030/month in property taxes alone — plan accordingly. Homeowners insurance in Connecticut runs approximately $2,100 per year. This is within the normal range nationally.

Average rent in Norwalk is $2,180/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Norwalk is a higher-cost market. At $575K median, buyers need significant savings or strong income. Down payment assistance through Connecticut's CHFA Homebuyer Mortgage program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Norwalk.
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