West Virginia vs Wyoming: Mortgage & Housing Costs
Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between West Virginia and Wyoming. Updated for 2026.
Metric
West Virginia
Wyoming
Median Home Price
$155K
$340K
Property Tax Rate
0.58%
0.61%
Avg Closing Costs
$2K
$4K
Closing Cost %
1.5%
1.1%
Transfer Tax
0.22%
None
Homeowners Insurance
$1,400/yr
$1,800/yr
First-Time Buyer Program
WVHDF Homeownership Program
Up to $7,500 DPA
WCDA Spruce Up Wyoming
Below-market rate loans
Verdict
West Virginia wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $155K and lower overall costs, West Virginia offers meaningful savings compared to Wyoming. Both states offer first-time buyer programs — explore the state pages for full details.