Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between North Dakota and Wyoming. Updated for 2026.
Metric
North Dakota
Wyoming
Median Home Price
$255K
$340K
Property Tax Rate
0.98%
0.61%
Avg Closing Costs
$3K
$4K
Closing Cost %
1.1%
1.1%
Transfer Tax
None
None
Homeowners Insurance
$2,100/yr
$1,800/yr
First-Time Buyer Program
NDHFA FirstHome
DCA up to $14,000
WCDA Spruce Up Wyoming
Below-market rate loans
Verdict
North Dakota and Wyoming are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.