New Hampshire vs Washington: Mortgage & Housing Costs
Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between New Hampshire and Washington. Updated for 2026.
Metric
New Hampshire
Washington
Median Home Price
$430K
$580K
Property Tax Rate
2.09%
0.98%
Avg Closing Costs
$7K
$8K
Closing Cost %
1.6%
1.4%
Transfer Tax
1.5%
1.78%
Homeowners Insurance
$1,400/yr
$1,600/yr
First-Time Buyer Program
NHHFA Home Flex Plus
Up to $20,000 DPA
WSHFC Home Advantage
Up to $10,000 DPA
Verdict
New Hampshire wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $430K and lower overall costs, New Hampshire offers meaningful savings compared to Washington. Both states offer first-time buyer programs — explore the state pages for full details.