Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between New Hampshire and Ohio. Updated for 2026.
Metric
New Hampshire
Ohio
Median Home Price
$430K
$215K
Property Tax Rate
2.09%
1.56%
Avg Closing Costs
$7K
$3K
Closing Cost %
1.6%
1.4%
Transfer Tax
1.5%
0.4%
Homeowners Insurance
$1,400/yr
$1,400/yr
First-Time Buyer Program
NHHFA Home Flex Plus
Up to $20,000 DPA
OHFA Grants for Grads
2.5% or 5% DPA
Verdict
Ohio wins 5 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $215K and lower overall costs, Ohio offers meaningful savings compared to New Hampshire. Both states offer first-time buyer programs — explore the state pages for full details.