Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Nebraska and Vermont. Updated for 2026.
Metric
Nebraska
Vermont
Median Home Price
$245K
$380K
Property Tax Rate
1.73%
1.9%
Avg Closing Costs
$3K
$6K
Closing Cost %
1.3%
1.6%
Transfer Tax
0.23%
1.45%
Homeowners Insurance
$2,800/yr
$1,100/yr
First-Time Buyer Program
NIFA Homebuyer Assistance
Up to 5% DPA
VHFA MOVE Mortgage
$5K–$15K DPA
Verdict
Nebraska wins 5 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $245K and lower overall costs, Nebraska offers meaningful savings compared to Vermont. Both states offer first-time buyer programs — explore the state pages for full details.