Massachusetts vs Wisconsin: Mortgage & Housing Costs
Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Massachusetts and Wisconsin. Updated for 2026.
Metric
Massachusetts
Wisconsin
Median Home Price
$595K
$280K
Property Tax Rate
1.2%
1.76%
Avg Closing Costs
$10K
$4K
Closing Cost %
1.6%
1.4%
Transfer Tax
0.456%
0.3%
Homeowners Insurance
$2,200/yr
$1,300/yr
First-Time Buyer Program
MassHousing DPA
Up to $50,000 DPA loan
WHEDA First-Time Advantage
Up to $3,050 Easy Close grant
Verdict
Wisconsin wins 5 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $280K and lower overall costs, Wisconsin offers meaningful savings compared to Massachusetts. Both states offer first-time buyer programs — explore the state pages for full details.