Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Maine and Oregon. Updated for 2026.
Metric
Maine
Oregon
Median Home Price
$350K
$480K
Property Tax Rate
1.3%
0.93%
Avg Closing Costs
$5K
$7K
Closing Cost %
1.5%
1.4%
Transfer Tax
0.44%
0.1%
Homeowners Insurance
$1,300/yr
$1,400/yr
First-Time Buyer Program
MaineHousing First Home
$5,000 Advantage grant
OHCS Oregon Bond
Cash Advantage up to $15K
Verdict
Maine and Oregon are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.