Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Maine and Missouri. Updated for 2026.
Metric
Maine
Missouri
Median Home Price
$350K
$235K
Property Tax Rate
1.3%
0.97%
Avg Closing Costs
$5K
$2K
Closing Cost %
1.5%
0.9%
Transfer Tax
0.44%
None
Homeowners Insurance
$1,300/yr
$2,200/yr
First-Time Buyer Program
MaineHousing First Home
$5,000 Advantage grant
MHDC First Place Loan
Up to 4% cash assistance
Verdict
Missouri wins 5 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $235K and lower overall costs, Missouri offers meaningful savings compared to Maine. Both states offer first-time buyer programs — explore the state pages for full details.