Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Louisiana and Ohio. Updated for 2026.
Metric
Louisiana
Ohio
Median Home Price
$195K
$215K
Property Tax Rate
0.55%
1.56%
Avg Closing Costs
$3K
$3K
Closing Cost %
1.6%
1.4%
Transfer Tax
None
0.4%
Homeowners Insurance
$3,500/yr
$1,400/yr
First-Time Buyer Program
LHC Resilience Soft Second
Up to $55,000 forgivable
OHFA Grants for Grads
2.5% or 5% DPA
Verdict
Louisiana and Ohio are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.