Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Kansas and Wyoming. Updated for 2026.
Metric
Kansas
Wyoming
Median Home Price
$225K
$340K
Property Tax Rate
1.41%
0.61%
Avg Closing Costs
$3K
$4K
Closing Cost %
1.3%
1.1%
Transfer Tax
None
None
Homeowners Insurance
$2,900/yr
$1,800/yr
First-Time Buyer Program
KHRC First-Time Homebuyer
Up to 4% DPA
WCDA Spruce Up Wyoming
Below-market rate loans
Verdict
Wyoming wins 3 of 6 cost categories, making it the more affordable state for homebuyers overall. However, Kansas has a lower total cost when combining home price, closing costs, and insurance. Both states offer first-time buyer programs — explore the state pages for full details.