Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Iowa and West Virginia. Updated for 2026.
Metric
Iowa
West Virginia
Median Home Price
$210K
$155K
Property Tax Rate
1.52%
0.58%
Avg Closing Costs
$2K
$2K
Closing Cost %
1.0%
1.5%
Transfer Tax
0.16%
0.22%
Homeowners Insurance
$1,800/yr
$1,400/yr
First-Time Buyer Program
IFA FirstHome
$2,500 grant
WVHDF Homeownership Program
Up to $7,500 DPA
Verdict
Iowa and West Virginia are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.