Indiana vs New Hampshire: Mortgage & Housing Costs
Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Indiana and New Hampshire. Updated for 2026.
Metric
Indiana
New Hampshire
Median Home Price
$240K
$430K
Property Tax Rate
0.84%
2.09%
Avg Closing Costs
$3K
$7K
Closing Cost %
1.1%
1.6%
Transfer Tax
None
1.5%
Homeowners Insurance
$1,700/yr
$1,400/yr
First-Time Buyer Program
IHCDA Next Home
Up to 6% DPA
NHHFA Home Flex Plus
Up to $20,000 DPA
Verdict
Indiana wins 5 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $240K and lower overall costs, Indiana offers meaningful savings compared to New Hampshire. Both states offer first-time buyer programs — explore the state pages for full details.