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Georgia vs Washington:
Mortgage & Housing Costs

Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Georgia and Washington. Updated for 2026.

MetricGeorgiaWashington
Median Home Price$340K$580K
Property Tax Rate0.92%0.98%
Avg Closing Costs$5K$8K
Closing Cost %1.5%1.4%
Transfer Tax0.1%1.78%
Homeowners Insurance$2,200/yr$1,600/yr
First-Time Buyer Program
Georgia Dream Homeownership
Up to $10,000 DPA
WSHFC Home Advantage
Up to $10,000 DPA
Verdict

Georgia wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $340K and lower overall costs, Georgia offers meaningful savings compared to Washington. Both states offer first-time buyer programs — explore the state pages for full details.

Explore Each State

Georgia$340K
0.92% tax · $5K closing · $2,200/yr insurance
Washington$580K
0.98% tax · $8K closing · $1,600/yr insurance
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