Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Georgia and Missouri. Updated for 2026.
Metric
Georgia
Missouri
Median Home Price
$340K
$235K
Property Tax Rate
0.92%
0.97%
Avg Closing Costs
$5K
$2K
Closing Cost %
1.5%
0.9%
Transfer Tax
0.1%
None
Homeowners Insurance
$2,200/yr
$2,200/yr
First-Time Buyer Program
Georgia Dream Homeownership
Up to $10,000 DPA
MHDC First Place Loan
Up to 4% cash assistance
Verdict
Missouri wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $235K and lower overall costs, Missouri offers meaningful savings compared to Georgia. Both states offer first-time buyer programs — explore the state pages for full details.