Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Delaware and Wyoming. Updated for 2026.
Metric
Delaware
Wyoming
Median Home Price
$355K
$340K
Property Tax Rate
0.56%
0.61%
Avg Closing Costs
$12K
$4K
Closing Cost %
3.3%
1.1%
Transfer Tax
4%
None
Homeowners Insurance
$1,300/yr
$1,800/yr
First-Time Buyer Program
DSHA Homeownership Loan
Up to 5% Preferred Plus
WCDA Spruce Up Wyoming
Below-market rate loans
Verdict
Wyoming wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $340K and lower overall costs, Wyoming offers meaningful savings compared to Delaware. Both states offer first-time buyer programs — explore the state pages for full details.