Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Delaware and Washington. Updated for 2026.
Metric
Delaware
Washington
Median Home Price
$355K
$580K
Property Tax Rate
0.56%
0.98%
Avg Closing Costs
$12K
$8K
Closing Cost %
3.3%
1.4%
Transfer Tax
4%
1.78%
Homeowners Insurance
$1,300/yr
$1,600/yr
First-Time Buyer Program
DSHA Homeownership Loan
Up to 5% Preferred Plus
WSHFC Home Advantage
Up to $10,000 DPA
Verdict
Delaware and Washington are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.