Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Delaware and Missouri. Updated for 2026.
Metric
Delaware
Missouri
Median Home Price
$355K
$235K
Property Tax Rate
0.56%
0.97%
Avg Closing Costs
$12K
$2K
Closing Cost %
3.3%
0.9%
Transfer Tax
4%
None
Homeowners Insurance
$1,300/yr
$2,200/yr
First-Time Buyer Program
DSHA Homeownership Loan
Up to 5% Preferred Plus
MHDC First Place Loan
Up to 4% cash assistance
Verdict
Missouri wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $235K and lower overall costs, Missouri offers meaningful savings compared to Delaware. Both states offer first-time buyer programs — explore the state pages for full details.