Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Delaware and Idaho. Updated for 2026.
Metric
Delaware
Idaho
Median Home Price
$355K
$420K
Property Tax Rate
0.56%
0.63%
Avg Closing Costs
$12K
$6K
Closing Cost %
3.3%
1.5%
Transfer Tax
4%
None
Homeowners Insurance
$1,300/yr
$1,600/yr
First-Time Buyer Program
DSHA Homeownership Loan
Up to 5% Preferred Plus
Idaho Housing DPA
Up to 7% second mortgage
Verdict
Delaware and Idaho are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.