Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Connecticut and Kansas. Updated for 2026.
Metric
Connecticut
Kansas
Median Home Price
$405K
$225K
Property Tax Rate
2.15%
1.41%
Avg Closing Costs
$9K
$3K
Closing Cost %
2.1%
1.3%
Transfer Tax
1.25%
None
Homeowners Insurance
$2,100/yr
$2,900/yr
First-Time Buyer Program
CHFA Homebuyer Mortgage
Up to $20,000 DAP loan
KHRC First-Time Homebuyer
Up to 4% DPA
Verdict
Kansas wins 5 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $225K and lower overall costs, Kansas offers meaningful savings compared to Connecticut. Both states offer first-time buyer programs — explore the state pages for full details.