Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Colorado and Oklahoma. Updated for 2026.
Metric
Colorado
Oklahoma
Median Home Price
$520K
$210K
Property Tax Rate
0.51%
0.88%
Avg Closing Costs
$7K
$3K
Closing Cost %
1.4%
1.3%
Transfer Tax
0.01%
0.075%
Homeowners Insurance
$3,200/yr
$3,600/yr
First-Time Buyer Program
CHFA Down Payment Assistance
Up to $25,000 second mortgage
OHFA Homebuyer DPA
Up to 3.5% DPA
Verdict
Colorado and Oklahoma are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.