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Longview vs Wenatchee:
Housing Costs in Washington

Side-by-side comparison of home prices, mortgage payments, and housing costs between Longview and Wenatchee, Washington. Using Washington's 0.98% property tax rate and $1,600/year insurance. Updated for 2026.

MetricLongviewWenatchee
Median Home Price$335K$445K
Population39,13834,710
Average Rent$1,220/mo$1,520/mo
Est. Monthly Mortgage (P&I)$1,906/mo$2,531/mo
Est. Monthly Property Tax$274/mo$363/mo
Est. Monthly Insurance$133/mo$133/mo
Est. Total PITI$2,438/mo$3,195/mo
Price-to-Rent Ratio22.924.4
Verdict

Longview edges out Wenatchee in affordability, saving you roughly $757/month on total housing costs. Both cities are in Washington, so property tax rates and insurance costs are the same — the difference comes down to home prices and what you get for your money in each market.

Monthly Payment Comparison

Estimated PITI payments assuming 10% down, 6.5% rate, 30-year fixed mortgage with PMI. Uses Washington's 0.98% property tax rate.

Longview
Home Price$335,000
Down Payment (10%)$33,500
Loan Amount$301,500
Monthly P&I$1,906
Monthly Property Tax$274
Monthly Insurance$133
Monthly PMI$126
Total PITI$2,438/mo
Annual property tax: $3,283
Wenatchee
Home Price$445,000
Down Payment (10%)$44,500
Loan Amount$400,500
Monthly P&I$2,531
Monthly Property Tax$363
Monthly Insurance$133
Monthly PMI$167
Total PITI$3,195/mo
Annual property tax: $4,361

Buying in Longview saves you approximately $757/month ($9,084/year) compared to Wenatchee, based on median home prices with identical loan terms.

Which City Is Better For...

First-Time Buyers

Longview is the better choice for first-time buyers, with a median price of $335K versus $445K in Wenatchee. That's $110K less to save for a down payment. You'd need roughly $12K for an FHA 3.5% down payment in Longview, compared to $16K in Wenatchee. Washington offers the WSHFC Home Advantage program (Up to $10,000 DPA) which applies in both cities.

Real Estate Investment

Longview has the better price-to-rent ratio at 22.9x versus 24.4x in Wenatchee. A lower ratio generally signals better rental income relative to purchase price. Average rent in Longview is $1,220/month on a $335K median home, making it a stronger candidate for buy-and-rent investors.

Families

Longview (pop. 39,138) offers more amenities, schools, and services typical of a larger city, while Wenatchee (pop. 34,710) may offer a quieter, more community-oriented lifestyle. Longview offers both more options and lower housing costs, making it attractive for families who want urban amenities without a premium price.

Income Needed to Afford the Median Home

Longview
$104K
annual household income
Based on $2,438/mo PITI at 28% DTI
Wenatchee
$137K
annual household income
Based on $3,195/mo PITI at 28% DTI

Other Cities in Washington

Seattle$825K
Pop. 737,015 · Rent $2,450/mo
Spokane$365K
Pop. 228,989 · Rent $1,350/mo
Tacoma$475K
Pop. 219,346 · Rent $1,650/mo
Bellevue$1.1M
Pop. 151,854 · Rent $2,850/mo
Vancouver$445K
Pop. 190,915 · Rent $1,520/mo
Olympia$445K
Pop. 55,605 · Rent $1,520/mo
Bellingham$575K
Pop. 92,314 · Rent $1,780/mo
Kennewick$385K
Pop. 84,347 · Rent $1,380/mo

Explore Washington

Washington Mortgage Guide$580K median →
0.98% tax · $8K closing · $1,600/yr insurance
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Compare total costs of renting vs buying in Longview or Wenatchee.
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