Side-by-side comparison of home prices, mortgage payments, and housing costs between Lehi and St. George, Utah. Using Utah's 0.58% property tax rate and $1,200/year insurance. Updated for 2026.
St. George edges out Lehi in affordability, saving you roughly $196/month on total housing costs. Both cities are in Utah, so property tax rates and insurance costs are the same — the difference comes down to home prices and what you get for your money in each market.
Estimated PITI payments assuming 10% down, 6.5% rate, 30-year fixed mortgage with PMI. Uses Utah's 0.58% property tax rate.
Buying in St. George saves you approximately $196/month ($2,352/year) compared to Lehi, based on median home prices with identical loan terms.
St. George is the better choice for first-time buyers, with a median price of $495K versus $525K in Lehi. That's $30K less to save for a down payment. You'd need roughly $17K for an FHA 3.5% down payment in St. George, compared to $18K in Lehi. Utah offers the UHC FirstHome Loan program (Up to 6% DPA second) which applies in both cities.
Lehi has the better price-to-rent ratio at 27.0x versus 27.1x in St. George. A lower ratio generally signals better rental income relative to purchase price. Average rent in Lehi is $1,620/month on a $525K median home, making it a stronger candidate for buy-and-rent investors.
St. George (pop. 95,342) offers more amenities, schools, and services typical of a larger city, while Lehi (pop. 75,907) may offer a quieter, more community-oriented lifestyle. St. George offers both more options and lower housing costs, making it attractive for families who want urban amenities without a premium price.