Side-by-side comparison of home prices, mortgage payments, and housing costs between Bridgeport and Stamford, Connecticut. Using Connecticut's 2.15% property tax rate and $2,100/year insurance. Updated for 2026.
Bridgeport is significantly more affordable than Stamford, with homes priced 50% lower on average. That translates to $2,553/month in savings on your total housing payment. For budget-conscious buyers in Connecticut, Bridgeport offers a much more accessible path to homeownership.
Estimated PITI payments assuming 10% down, 6.5% rate, 30-year fixed mortgage with PMI. Uses Connecticut's 2.15% property tax rate.
Buying in Bridgeport saves you approximately $2,553/month ($30,636/year) compared to Stamford, based on median home prices with identical loan terms.
Bridgeport is the better choice for first-time buyers, with a median price of $325K versus $650K in Stamford. That's $325K less to save for a down payment. You'd need roughly $11K for an FHA 3.5% down payment in Bridgeport, compared to $23K in Stamford. Connecticut offers the CHFA Homebuyer Mortgage program (Up to $20,000 DAP loan) which applies in both cities.
Bridgeport has the better price-to-rent ratio at 17.5x versus 23.0x in Stamford. A lower ratio generally signals better rental income relative to purchase price. Average rent in Bridgeport is $1,550/month on a $325K median home, making it a stronger candidate for buy-and-rent investors.
Bridgeport (pop. 148,529) offers more amenities, schools, and services typical of a larger city, while Stamford (pop. 135,470) may offer a quieter, more community-oriented lifestyle. Bridgeport offers both more options and lower housing costs, making it attractive for families who want urban amenities without a premium price.