Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between California and Delaware. Updated for 2026.
Metric
California
Delaware
Median Home Price
$785K
$355K
Property Tax Rate
0.73%
0.56%
Avg Closing Costs
$9K
$12K
Closing Cost %
1.2%
3.3%
Transfer Tax
0.11%
4%
Homeowners Insurance
$2,200/yr
$1,300/yr
First-Time Buyer Program
CalHFA Dream For All
Up to 20% shared appreciation loan
DSHA Homeownership Loan
Up to 5% Preferred Plus
Verdict
California and Delaware are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.