California vs Connecticut: Mortgage & Housing Costs
Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between California and Connecticut. Updated for 2026.
Metric
California
Connecticut
Median Home Price
$785K
$405K
Property Tax Rate
0.73%
2.15%
Avg Closing Costs
$9K
$9K
Closing Cost %
1.2%
2.1%
Transfer Tax
0.11%
1.25%
Homeowners Insurance
$2,200/yr
$2,100/yr
First-Time Buyer Program
CalHFA Dream For All
Up to 20% shared appreciation loan
CHFA Homebuyer Mortgage
Up to $20,000 DAP loan
Verdict
California and Connecticut are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.