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Arkansas vs Colorado:
Mortgage & Housing Costs

Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Arkansas and Colorado. Updated for 2026.

MetricArkansasColorado
Median Home Price$195K$520K
Property Tax Rate0.62%0.51%
Avg Closing Costs$3K$7K
Closing Cost %1.5%1.4%
Transfer Tax0.33%0.01%
Homeowners Insurance$2,500/yr$3,200/yr
First-Time Buyer Program
ADFA Down Payment Assistance
Up to $15,000 DPA
CHFA Down Payment Assistance
Up to $25,000 second mortgage
Verdict

Arkansas and Colorado are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.

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