Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Arkansas and California. Updated for 2026.
Metric
Arkansas
California
Median Home Price
$195K
$785K
Property Tax Rate
0.62%
0.73%
Avg Closing Costs
$3K
$9K
Closing Cost %
1.5%
1.2%
Transfer Tax
0.33%
0.11%
Homeowners Insurance
$2,500/yr
$2,200/yr
First-Time Buyer Program
ADFA Down Payment Assistance
Up to $15,000 DPA
CalHFA Dream For All
Up to 20% shared appreciation loan
Verdict
Arkansas and California are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.